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We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.

While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money. Our content is backed by Coverage.com, LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure.

Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next.

Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. All of our content is authored by highly qualified professionals and reviewed by subject matter experts, who ensure everything we publish is objective, accurate and worthy of your trust.

Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you.

All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first.

Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.

We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.

Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.

Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.

Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.

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Vehicle recalls can occur when a vehicle’s performance, equipment or construction are deemed unsafe. If the defective component could lead to a safety risk, then either the manufacturer or the National Highway Traffic Safety Administration (NHTSA) may issue a recall. While navigating a recall may seem like a scary or intimidating process, most recalls result in the repair or replacement of a vehicle part at no cost to the consumer, and on rare occasions, a refund for the vehicle. Whatever the end result, recalls are important for a car owner to stay informed on to ensure the safest driving conditions possible.

Fortunately, finding out if your vehicle has been included in a recent recall is simple. If you confirm action is needed on your part, there are steps in place to make the recall process as smooth as possible and help avoid delay in resolving the issue.

Regularly checking if your vehicle is involved in a recall is wise so that you can ensure you have the latest information about your vehicle’s safety and take necessary precaution. Keeping your vehicle up to date with the latest safety improvements plays an important role in ensuring both yours and other people’s safety while on the road. You can also download the NHTSA safety recall app for either iOS or Android to receive alerts when a recall is placed against your vehicle type. The NHTSA provides a clear set of steps for recall information, which includes:

Keep in mind that car safety recalls are issued by vehicle manufacturers and not from your car insurance provider. If your vehicle is under recall notice, it shouldn’t impact your rates. However, if the recalled component leads to an at-fault accident, you should make your insurer aware of the recall when filing a claim. Additionally, if you get the recalled part repaired or replaced, it may be worth providing your insurance company with documentation showing that the necessary repairs have been made. You can speak with your insurance agent to verify what information they may need from you in the event of a recall notice.

Half of the recalls issued in 2022 (January 1 through July 14) occurred between only four car companies. The top four companies for recalls this year include Ford Motor Company, Daimler Trucks North America, Mercedes-Benz USA and Forest River. During this period, a wide variety of safety-related recalls were issued by the NHTSA.

It may be helpful to view the car companies with the most recalls over time, instead of simply looking at a smaller snapshot of just those issued in 2022. By looking at the car companies with the most recalls over time, it may help you make a decision regarding ownership or a potential purchase.

Although the NHTSA only issues recalls for vehicles due to safety reasons, recall notices can have numerous causes. Many recalls involve a simple part replacement, but some may require more advanced repairs. Whatever the cause, if you receive a notice in the mail from the manufacturer, it is vital to address the recall according to instructions as soon as possible to avoid safety risks. According to the NHTSA database, the most common causes of factory recalls in 2022 so far are due to:

*NHTSA data for recalls reported between January 1, 2022 and July 14, 2022.

The NHTSA is the governing body responsible for gathering information and working with manufacturers regarding necessary safety recalls. Since 2000, there have been over 12,000 recalls issued, with the most vehicles impacted by recalls being from GM, Ford and Chrysler. You can easily enter your VIN into the NHTSA database to see if you own a vehicle included in a recall within the last 15 years. You can also sign up to receive the latest safety recall alerts either through a mobile app or email.

Bankrate.com is an independent, advertising-supported publisher and comparison service. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products appear. Bankrate.com does not include all companies or all available products.

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